Protect your clients when business-critical emergencies strike.
Unexpected property emergencies can disrupt operations, damage premises, and impact business continuity. Alps Commercial Property Emergency Insurance provides fast, practical support when urgent issues arise – helping businesses stabilise situations quickly and minimise disruption. From burst pipes to heating failures, this cover ensures that professional help is on hand when it matters most.
What’s Covered:
Commercial Property Emergency Insurance provides rapid assistance for a range of sudden and unexpected events affecting business premises. This includes issues such as burst or leaking pipes, drainage and sewer failures, complete loss of mains services (water, gas or electricity), and breakdown of the primary heating system. Cover also extends to security risks following break-ins or vandalism, loss of keys or lock failures, and pest infestations within the property.
In the event of an emergency, an approved contractor will be arranged to attend, carry out immediate repairs, and stabilise the situation, with further permanent repairs organised where required. This ensures businesses can quickly regain normal operations and avoid prolonged disruption.
Bespoke Quotations
if you require different levels of cover or indemnity limits, we can cater to all requirements with a bespoke quotation to meet your needs.
24/7 Legal Assistance
Extra support via a Legal Assistance helpline operating 24/7 and a Tax Advice helpline.
Extra Protection For Your Clients
your clients can take policies with a higher excess, and insure that excess in the event of a claim.
Frequently Asked Questions
What businesses are not covered?
The main businesses not covered are:
- Computer Software & Hardware Companies
- Legal Profession
- Sports Professionals and Celebrities
- Professional Sports Clubs
- Adult themed clubs
Are UK registered businesses covered abroad?
No. The policy only covers businesses within the ‘Territorial Limits’ which are as follows: England/Scotland/Wales/Northern Ireland/Channel Islands/Isle of Man.
Making a claim
Reporting time
30 days
Waiting Period
Employment – 90 days
Property Protection – 90 days
Is the commercial legal policy suitable for amateur sports clubs?
Yes, amateur sports clubs are acceptable under the Commercial Legal policy, and they must be a commercial entity.