Home Legal Protection

Home Legal Protection

A Rated
Quality Insurance add-on
Covers Others
Cover for the whole household
Identity Theft
extra protection for your clients
Employment
Cover for disputes
Overview

Extra protection for your client's home and family.

Legal issues at home can be stressful, unexpected, and expensive. Alps Home Legal Expenses, underwritten by an A-Rated insurer, provides your clients and their immediate family with expert legal support, advice, and up to £75,000 indemnity when facing disputes that affect their home, rights, finances, or wellbeing. It’s all about giving families confidence and protection when they need it most.

What’s Covered:

Home Legal Protection offers support across a wide range of real-life situations – from consumer disputes over faulty goods or services, to legal issues arising from damage, theft, trespassing or other infringements of home rights. Clients are also covered for employment disputes such as unfair dismissal or redundancy, and supported through detailed personal tax examinations via a free expert helpline. The policy includes protection against identity theft, defence in criminal prosecutions, assistance with education-related appeals, and support with probate disputes after the death of a close family member. Jury service costs and the pursuit of personal injury claims caused by another party’s negligence are also included, providing well-rounded cover for life’s most common legal challenges.

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Portfolio

All Properties in One Place

Options to cover multiple properties in one place.

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Added cover for landlord fixtures, fittings, and contents against pet-related damage.

FAQs

Frequently Asked Questions

Who is covered?

Any person who has paid the premium, or on whose behalf the premium has been paid and been declared to us by your insurance adviser and is permanently a resident at the property covered under the household insurance to which this cover attaches. Cover also applies to your family members’ resident with you.

How long does my client have, to make a claim?

We recommend telling us as soon as possible of any claim, potential claim or any circumstances which might lead to you making a claim.

Making a claim

Reporting time
Identity Fraud – 45 days
All other sections – 180 days

Waiting Period
Employment – 90 days
Property Infringement – 180 day restriction where the nuisance or trespass started within the first 180 days

The experts

Our Home Legal Protection Experts