Paying excess for a claim can get expensive for your clients.
Excess payments can be costly – especially after a fault claim or when a third party delays payment. Alps Motor Excess Protection gives clients a simple way to safeguard themselves against unexpected excess costs, ensuring they’re never left out of pocket while waiting for recovery. With flexible aggregate limits and options suitable for private motorists, business users, hire & reward vehicles and even fleets, it’s a versatile solution for a wide variety of clients.
Whats Covered:
Motor Excess Protection reimburses the excess following a valid motor insurance claim, with cover available from £150 up to £2,000 to suit different budgets and needs. Claims are quick and easy through a straightforward online form supported by proof of excess payment. The policy includes business use as standard, with additional options available for hire & reward vehicles, and covers a wide range of vehicle types up to 3.5 tonnes and seven passengers. If a third party fails to repay the excess within six months, the policy automatically reimburses it, preventing clients from being left out of pocket. Fleet options are also available, offering indemnity limits up to £10,000 and cover for up to 30 drivers (with the ability to stack cover for larger fleets). It’s a flexible, reliable way to provide financial protection and peace of mind for any motorist or motor-dependent business.
Our Brokers Choose Us
“Whether it’s a minor bump or a serious incident, motor accidents are stressful. That’s why we work with trusted partners like Alps,
who run our Verlingue Motor Assist service – ensuring our clients get the right help, fast.
- Support when it’s needed most – expert assistance following accidents
- Faster, simpler claims journeys – thanks to new tech integration
- Peace of mind – through Alps’ value-added services like legal protection and motor excess cover”
Verlingue UK
Cover for Fleets COMING SOON!
Want to be notified when this product comes out, or learn more? Get in touch with our team.
Frequently Asked Questions
Can you quote for over 30 vehicles?
Yes, but this does need to be referred to the underwriter, in order to do this, we require;
- Full motor claims history from the last 5 years
- Type of vehicles
- Usage of vehicles
- The excess they would require
Does this cover incidents of theft?
Yes, as this can be a fault or non-fault claim to the client’s insurer, in which case we can cover the excess.
Is there a payout limit on a fleet?
Yes, the maximum value of any single claim is £1000
When do I make a claim?
Within 31 days following the settlement of a fault claim or within 6 months if you have been unsuccessful in recovering the excess from the third part in a non-fault claim.