Paying excess for a claim can get expensive for your clients

Safeguard your clients against the cost of your motor insurance excess in the event of a fault claim or delay in third party payment

Alps Motor Excess Protection Insurance provides the client with an opportunity to safeguard themselves against the cost of their motor insurance excess in the event of a fault claim or a delay in third party payment – both of which can be common occurrences. Clients are provided with a choice of aggregate limits to allow them to select the right level of protection for their needs – enabling them to select the perfect cover without having to compromise which could leave them open to costly excess payments. This versatile cover caters for individuals and business owners alike – with options suited to all types of client.

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Features & Benefits

Simple, Hassle-Free Claims Procedure

To make a claim on the policy, a simple claim form is completed online supported by proof of the excess payment.

Business Use Included

Cover is provided for social, domestic, pleasure and commuting plus personal business use – so no client (or specialist requirement) is excluded.

Hire & Reward Option

Options are available for vehicles used for hire and reward purposes – so many different types of businesses can benefit from our cover.

Choice of Aggregate Limits

Clients have the freedom to choose the right level of protection thanks to different limits to choose from, starting at £150 and going all the way up to £2,000 cover.

Cover for Vehicles Up To 3.5T

A wide range of vehicle types are covered, including vehicles designed to carry up to 7 passengers and up to 3.5T in weight.

Third Party Delay Cover

If your client is unsuccessful in recovering the cost of their excess from a third party following a valid claim after a period of six months, we will automatically reimburse their excess so they are not out of pocket should the other side fail to pay up.

Motor Fleet Option

Motor fleet risks can be covered by ALPS Motor Excess Protection. Fleet risks can be covered with varying indemnity limits of up to £10,000 and covering up to 30 drivers – but cover can be stacked, so companies small and large can be catered for.