Your clients have other things to focus on than issues or money.
Running a one-person business means taking on every responsibility yourself – but legal issues shouldn’t be one of them. Alps Sole Trader Legal Expenses provides individuals with wide-ranging legal support for both business and personal matters, helping sole traders stay protected while they focus on growing their enterprise. With cover up to £75,000, it offers reassurance, stability, and expert help when unexpected problems arise.
What’s Covered:
Sole Trader Legal Protection offers broad support for everyday risks, including personal legal issues such as consumer disputes, home rights, identity theft, personal tax enquiries, and criminal prosecution defence. For business needs, the policy covers contract disputes with customers or suppliers, tax, PAYE, VAT or NIC investigations, and property protection against nuisance, trespass or criminal damage. It also provides legal assistance for licensing issues, reimbursement for lost earnings during jury service, and support with debt recovery for unpaid goods or services. It’s a comprehensive, flexible solution designed to protect sole traders across every aspect of their work and personal life.
Cover for Larger Businesses
Tax Assistance Helpline
Extra Protection For Your Clients
your clients can take policies with a higher excess, and insure that excess in the event of a claim.
Frequently Asked Questions
What costs does this policy cover?
This policy is designed to cover the cost of professional fees charged by a claims handler, solicitor or accountant following a specific occurrence, provided that cover for that occurrence is detailed within the policy wording and is not specifically excluded.
What is the maximum amount a client can claim?
£50,000 per claim, £75,000 per period of insurance. The maximum amount payable under Jury service expenses is £100 per day and £1,000 per claim.
Can a client use their own solicitor?
If legal proceedings have been agreed by us, you may at this stage decide to nominate and use your own solicitor or indeed, you may wish to continue to use our own specialists. If you decide to nominate your own professional, we must agree this in advance, and you will be responsible for any professional fees in excess of those which our own specialists would normally charge us (details are available upon request).
How long does the client have to make a claim?
This is a ‘claims made’ policy. It only covers claims notified to us during the period of insurance and within 30 days of any circumstance which may give rise to any claim. Failure to do so could lead us to decline that claim.