Why should I have Tools in Transit cover?

Tools in Transit add-on will cover your tools and equipment in your vehicle while they are being driven around or if they are kept in the vehicle overnight, as long as it’s alarmed and parked securely. For example, in a locked garage, or on a street that you can see from a window where you are staying.

Tools that are usually included are:

• Handheld tools (hammers, screwdrivers, wrenches, saws)
• Power tools (drills, angle grinders, nail guns)

If you work with tools or rely on them for your business, it’s to be expected that you have invested a fair bit of money into them over your career – so think, how much would it cost if you had to replace all of them expectantly?

According to data undertaken by Direct Line tools were stolen every 15 minutes in 2022 and research from the Federation of Master Builders has found that 81% of UK builders had tools stolen in 2021, meaning that the likelihood of it happening to you is probably much higher than you expect.

If something was to happen to your tools suddenly and you couldn’t afford to replace everything at once, you could find yourself losing business and valuable customers. However, with Tools in Transit cover, your tools are protected meaning that you can claim the cost of repair or replacement to get yourself back to work in no time.

In summary, if you can’t survive without your tools it is essential to have Tools in Transit cover in place, or risk jeopardising your business.

Unlike many other policies, with ALPS Tools in Transit cover your clients may be covered in the event of their tools being stolen – even when the vehicle is unattended and thefts within the first 30 days are covered (restrictions apply).