Guaranteed Auto Protection for your clients

After a long wait, we are excited to announce that we have been given the green light to release GAP as a motor add-on product again.

If a vehicle is ‘written off’, Motor insurance only covers to its value at the point it is declared a total loss. This can be substantially less than outstanding finance commitments and the price you paid for your vehicle. GAP Insurance can cover outstanding finance payments and the value of the vehicle from when you bought it.

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Features & Benefits

Underwritten by A Rated Insurer

The Alps GAP policy is underwritten by one of the UK’s leading insurers – making it one of the most reliable and dependable products on the market.

Temporary Vehicle Replacement

Temporary Vehicle Replacement cover included (£30 per day to a maximum of 30 days) when making a GAP claim.

£500 Motor Excess per year

£500 motor excess (applicable to Total Loss & Non-Total Loss Claims) included for each year of the policy (3 year policy = £500 excess per year).

Transferable Policy

Policy transferable to a family member along with the vehicle.

Cover for Dealer Fitted Accessories

Cover for Dealer Fitted Accessories up to £1,500 included.

Exclusions

Excluded Vehicles

  • Any vehicle that is not a right hand drive vehicle

  • Grey Imports, emergency vehicles, commercial vehicles over 3.5 tonnes, taxis, courier vehicles
  • buses, minibuses, coaches, trucks, motor homes, trailers, heavy goods vehicles, licensed private hire vehicles, daily rental vehicles, breakdown and recovery vehicles
  • Vehicles used or insured for hire and reward, dispatch, driving school tuition, chauffeuring, road racing, track days (timed or untimed)
  • rallying, pace-making, speed testing or any other competitive event
  • Any vehicle that has been Modified after the Date of Purchase

General Exclusions

  • Discounts and contributions.
  • Road fund licence and new vehicle registration fee.
  • Administration fees, insurance premiums, warranties and the cost of fuel.
  • Paintwork and/or upholstery protection kits, any insurance premiums, warranty costs etc.
  • Vehicles with purchase prices under £5,000
  • Negative Equity