Guaranteed Auto Protection, back on the market.
Your client’s motor insurance will only pay out the vehicle’s market value at the time it’s declared a total loss, often leaving a shortfall between that amount, any outstanding finance, and what they originally paid.
GAP Insurance bridges that gap, covering the difference between the insurer’s settlement and the vehicle’s original purchase price, including any deposit. It can also pay off remaining finance on the vehicle, helping clients avoid unexpected debt after an accident or theft.
With fast claim payouts typically made within 24 hours of receiving all required documents, your clients can rely on a smooth and efficient process. They’ll also benefit from an extended purchase window, with up to 180 days after vehicle purchase to arrange cover.
Sell with confidence, we're FCA approved
Our GAP product has been redesigned from the ground up in partnership with leading underwriters and product governance experts to deliver full compliance with FCA fair value standards. With transparent pricing, clear maximum retail rates, and proven customer outcomes, brokers can offer GAP with complete confidence – a high-quality product that provides real value, trust, and peace of mind.
Motorhome GAP
Motorhome GAP Insurance gives owners financial protection and peace of mind against depreciation, with motorhomes losing around 20% of their value in the first year alone. It helps brokers bridge the gap left by dealerships and safeguard their clients’ valuable investment.
Fleet GAP
New Product! Fleet vehicles are business-critical, and when one is written off, the financial impact can be severe. Fleet GAP bridges the shortfall between the amount paid out by a motor insurer and:
Taxi GAP
Coming Soon! This product is in development.
Frequently Asked Questions
Can a client purchase a policy after they’ve had an accident?
No, If the incident occurred before they purchased the insurance, they will not be able to purchase cover.
Are there any age restrictions for the hire vehicle?
Yes, drivers under the age of 21 years of age or over 74 years of age are not covered.
Can my clients' partner drive the hire vehicle?
No, the hire vehicle is to be used by your client only.
What cover will my client receive for the 14 day hire vehicle part of their cover?
We will provide them with a hire vehicle up to the hire period. which is subject to the terms, conditions, and exclusions of this policy. They must notify us during the insured period and within 5 working days of the insured incident.