Landlord Legal Expenses

Landlord Legal Expenses

A Rated
Quality Insurance add-on
In-House
Specialist Claims team
Renters' Rights
Bill ready
Extra Cover
portfolio & Commercial options
Overview

When tenancies go wrong, there can be lengthy and costly disputes.

Owning rental properties comes with its share of risks — from unpaid rent to tenancy disputes. Alps Landlord Legal Expenses provides comprehensive legal cover and expert advice for owners of both residential and commercial let properties, ensuring protection when it matters most.

What’s Covered:

  • Portfolio Management – Cover multiple properties under one policy with our easy Communic8 portfolio tool.

  • Rent Arrears – Legal help to recover unpaid rent.

  • Legal Defence – Protection in criminal or civil matters linked to property ownership.

  • Tenancy Breach – Support if a tenant breaks their tenancy agreement.

  • Eviction – Assistance in removing unauthorised occupants.

  • Per-Property Cover – Cover runs per property, staying valid through tenancy changes without penalties.

Rent Guarantee

Rent Protection: Peace of mind for Landlords

Upgrade your policy to include Rent Protection, which provides rent indemnity cover – ensuring landlords continue to receive rental income even when tenants default. This optional upgrade includes Landlord Legal Expenses as standard, giving complete peace of mind when letting out residential properties.

Renters' Rights bill

Are Your Landlords Ready?

Learn the essential impacts of the Renter’s Rights Bill with expert Simon Foster.

Portfolio

All Properties in One Place

Options to cover multiple properties in one place.

Pet damage protection

Don't Let Pets Muck it Up

Added cover for landlord fixtures, fittings, and contents against pet-related damage.

FAQs

Frequently Asked Questions

Will the product recover losses from a tenant that leaves a property unlettable?

The policy covers the costs associated with pursuing tenants for damage, subject to favourable prospects of recovery. Key considerations in these circumstances are the tenant’s financial means to satisfy any judgment against them, and the record of a correct forwarding address.

Can a client who is a landlord purchase a policy mid-tenancy?

Yes, however the tenants must have met the proper reference criteria outlined in the policy wording. No claim will be accepted in an event where the time of occurrence was before the commencement of the policy, or on an event which occurs within the first 90 days of the period of insurance.

How many policies do I need for more than one property?

This is a per tenancy product and so a policy is needed for each tenancy agreement in operation. This also applies for blocks of flats.

My client has a property that is used for holiday lets, would this product be suitable?

No, this policy would not be appropriate for holiday lets.

The experts

Our Landlord Legal Expenses Experts